Terms of Use

When accessing the Pikos Institute website, you are automatically agreeing to all of the following Terms of Use. You are encouraged to review the Terms of Use, as well as the Privacy Policy related to the site, as they create a binding agreement between Pikos Institute and yourself. Because Pikos Institute may revise these Terms of Use at our discretion, we also encourage you to periodically review them in order to be aware of any such changes. When we make changes or modifications, we will display the updated Terms of Use on the site. Please note that all such changes will become effective immediately at the time of posting. Remember that this Terms of Use applies only to the Website and does not apply to the content of any third parties.

When you are utilizing particular services, you and Pikos Institute shall be subject to additional terms and any posted guidelines or rules applicable to such services. All such guidelines or rules are hereby incorporated by reference into these Terms of Use. If any terms contained in this Terms of Use conflict with any terms contained within such guidelines or rules, then the terms in this agreement shall be in control.

If you have any questions regarding the use of the Website please email them to Support@PikosInstitute.com.

1. BECOMING A MEMBER AND REGISTRATION.

A. Accessing the Site and Becoming a Member. While there are functions of the Website that require members to register, there is no cost to register on our Website or use our services. If you are merely surfing or browsing through the site and have not yet registered to become a member, your use of the website is still subject to the Terms of Use; if you do not agree to the Terms of Use, do not use the website. The services available to you will vary depending upon whether you register as a member and whether or not you choose to purchase a fee-based membership. Your use of the Website may also be subject to terms outlined elsewhere in this agreement. You are responsible for reviewing these terms as they also form a binding part of our agreement with you. Once you register with us as a non-paying member or purchase a fee-based subscription, we consider you a "member" of the Pikos Institute community. Your membership and password are only valid for your personal, non-commercial use of Pikos Institute.

B. Your Information. When you register on the Website we may ask you to provide us with certain personal information about yourself including, without limitation, your name, address, telephone number, email or other electronic address and applicable information (collectively, "Your Information"). Please review our Privacy Policy for clarification on how we may use Your Information and other information that you may provide or submit while using the Website and our Services. For your part, you agree that all Your Information that you provide to us is complete, accurate and up to date. You will notify us of any changes to Your Information. If you fail to update Your Information or if all or part of Your Information is (or appears to be) untrue, inaccurate, or incomplete we may suspend or terminate your membership and refuse any and all current or future use of our Website and Services, without refund to you of any fees paid.

Without limiting any of the foregoing, you are responsible for ensuring that the email address you submit to the Site as part of your registration and during the course of your membership is valid and that the services, software or systems you use to access your email do not block or filter communication from Pikos Institute. Please note that your work email may be subject to additional limitations placed on its use by your employer. We ask that you use your personal email address when registering as a member. If you choose to register with your work email, or use an email System that interferes with the delivery of Pikos Institute communications, we may not be able to provide you with certain Services.

In order to cooperate with governmental requests, subpoenas or court orders, to protect our systems, or to ensure the integrity and operation of our business and systems, we may access and disclose any information we consider necessary or appropriate, including, without limitation, Your Information, IP address and traffic information, usage history, and Content you have posted on the Website. Our right to disclose any such information shall govern over any terms of our Privacy Policy.

C. Your Password. During the registration process you will choose a specific user ID. We will also ask you to create a password. Because any activities that occur under your user ID or password are your responsibility it is important for you to keep your user ID and password secure. Notify us immediately if you believe that someone has used your registration or password without your authorization.

D. Communications. From time to time we will send you communications, in keeping with our Privacy Policy and as otherwise permitted in these Terms of Use. Please note that any number of issues may interfere with your receipt of such communications, including, without limit, some types of email systems that may use filtering or blocking techniques that are intended to block email. Pikos Institute is not responsible for the actual delivery or your receipt of these communications.

2. MEMBER CONDUCT.

A. Community Guidelines. The Website contains a Forum section that enables members of the community to communicate and share information. When you use the Forum section of the Website, you may have the opportunity to disclose, post, or otherwise upload to publicly accessible portions of the Website, or share with other members, information and other content. While we may provide you with these tools and opportunities, we also wish to remind you that you should choose carefully which information you post on the Website and that you provide to other members.

You are required to use the Communication Tools responsibly, just as you would act responsibly when communicating or interacting with others in your offline communities. As a result, we expect and require that you take full responsibility for the Content that you post or send through the Website. We have established some Community Guidelines that we hope will increase your awareness of your responsibilities to others when using the Communication Tools and will enhance your enjoyment of our Website. These Guidelines are incorporated by reference into this Terms of Use. We may update these Guidelines from time to time. In addition to your adherence to the Guidelines, you specifically agree to comply with all applicable laws concerning the transmission of technical data exported from the United States or the country you reside in.

The following Community Guidelines apply to and govern your use of the Communication Tools:

  • Do contribute responsibly in the Forums;
  • Do treat others in the community with respect;
  • Do let us know if you come across Content that you find offensive, possibly unlawful, or that you believe otherwise violates these Community Guidelines;
  • Don't post, email, transmit or otherwise make available any Content that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable;
  • Don't Provide any Content that encourages a criminal offense or violates the rights of any party;
  • Don't impersonate anyone else or misrepresent your affiliation with a person or entity;
  • Don't violate any applicable local, state, national and international law or regulation;
  • Don't harass others;
  • Don't try to gain unauthorized access to the Website, other members' accounts, or computers connected to the Website;

B. Monitoring and Enforcement. We actively monitor the Forums; however we are not obligated to do so. Because community standards vary and individuals sometimes choose not to comply with our policies and practices, in the process of using our Website, you may be exposed to Content that you find offensive or objectionable. You can contact us directly at Support@PikosInstitute.com to let us know of Content that you find objectionable. We will investigate the complaints that come to our attention. If we choose to investigate the complaint, we will take any action that we believe is appropriate, including, but not limited to issuing warnings, removing the Content or terminating memberships. However, because situations and interpretations vary, we also reserve the right not to take any action. In such cases, we may not remove Content that you believe is objectionable or offensive. -Please remember that you can always choose to refrain from using any part of the Website that exposes you to something that you are uncomfortable with. Under no circumstances will we be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of, access to, or denial of access to any Content.

3. SUBMITTING OR POSTING CONTENT.

When you participate in the Pikos Institute community you are granting Pikos Institute certain rights to use the Content you submit or post through the Website. By submitting Content you grant us a royalty-free, worldwide, non-terminable, non-exclusive license to use, reproduce, modify, adapt, edit, market, publish, store, distribute, have distributed, publicly and privately display, communicate, publicly and privately perform, transmit, have transmitted, create derivative works based upon, and promote such Content (in whole or in part) in any medium now known or hereafter devised, for editorial, commercial, promotional and all other purposes including, without limitation, the right to publish your name in connection with your Content; and the right to sublicense any or all of these rights. You acknowledge that Pikos Institute owns all right, title, and interest in any compilation, collective work or other derivative work created using or incorporating the Content. Please remember that you are ultimately responsible for all Content that you provide and you warrant and represent that: (i) the Content does not and will not infringe on any copyright or any other third party right nor violate any applicable law or regulation; and (ii) you have the right to grant any and all necessary rights and licenses provided in this Section 3, including without limitation, all necessary copyright and other related rights to the Content, free and clear of all claims and encumbrances without violating the rights of any person or entity, including any right to privacy or publicity. No compensation will be paid for the use of your Content.

4. PIKOS INSTITUTE  PROPERTY RIGHTS.

The Website (and all of the material that it contains) is owned by Pikos Institute, or its third party licensors and is protected by intellectual property and other laws throughout the world. Nothing found on the Website maybe copied, reproduced, republished, distributed, sold, licensed, transferred or modified without the express written permission of Pikos Institute. In addition, the trademarks, logos and service marks displayed on the website are the property of Pikos Institute or its licensors. If you are aware of material on the Website that infringes copyright, please contact us through the Copyright Infringement Policy process, which is described below.

UNAUTHORIZED USE, COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING, DISTRIUBTING OR DUPLICATING OR ANY OTHER MISUSE OF ANY PART OF THE WEBSITE IS STRICTLY PROHIBITED. Nothing contained in the Terms of Use or in the materials on the Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any material in any manner without the prior written consent of Pikos Institute or such third party that may own the material or intellectual property displayed on this Website. In addition, use of the content or materials for any purpose not expressly permitted in the Terms of Use is prohibited.

5. AVAILABILITY OF SERVICES.

Pikos Institute does not provide you with access to the Internet or the equipment necessary to access the Internet or the Website or Services. You are responsible for the fees charged by other parties to obtain access to our Website and Services (by way of example only, Internet service provider or airtime charges) and for providing the equipment necessary to access the Website and Services. From time to time Pikos Institute may modify, suspend or discontinue any of the Services offered on our Website without notice to you. Pikos Institute shall not be liable to you for any modification, suspension or discontinuance of Services. Pikos Institute may establish certain policies and practices concerning use of the Services, including without limitation the number of days that any items will be retained on our systems. Pikos Institute has no responsibility or liability for the deletion or failure of any Content maintained by our Services. We reserve the right to change our practices and policies at any time, in our sole discretion, with or without notice to you.

6. THIRD-PARTY OFFERS.

We may allow other companies to offer you products and services, including offers through our Website. Whether or not you decide to participate in such an offer is up to you. Your participation in any of these offers, including payment and delivery of related goods or services and the terms, conditions, warranties or representations associated with such offers, is solely between you and the third-party company. You agree that Pikos Institute shall not be liable for any costs or damages you may incur resulting from your decision to enter such transactions.

7. LINKING TO OR FROM OUR WEBSITE.

While our Website may have links to the websites of other companies and parties, Pikos Institute has no control over those websites. Pikos Institute is not responsible or liable for any content, advertising, products, services or other materials on or available from those websites.

8. TERMINATION/CANCELLATION.

You may terminate your registration at any time by contacting us via email at info@PikosInstitute.com. If you have a dispute with us relating to the Website or the Services, you may cancel your registration or cease use of the Website. The cancellation of your membership or ceasing all use of our Website is your only remedy with respect to any such dispute that you may have with us. We will attempt to process all cancellation requests within 72 hours after we receive your request. From time to time certain members do not comply with the terms and conditions in the Terms of Use. If we determine, in our sole discretion, that you are not in compliance with the Terms of Use, we reserve the right to terminate your membership. Upon any termination or cancellation of your membership, we may immediately deactivate or delete your membership and all related information and/or bar any further access to your membership or information.

9. PRIVACY.

Pikos Institute believes strongly in protecting the privacy of users of the Website and providing you with notice of our collection and use of data, including personally identifying information collected from the Website. Therefore, Pikos Institute has adopted a Privacy Policy, which is incorporated herein by reference that you should read to fully understand how we collect and use information.

10. DISCLAIMER OF WARRANTIES.

YOU UNDERSTAND AND AGREE THAT:

OUR WEBSITE AND THE SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND"AS AVAILABLE" BASIS. PIKOS INSTITUTE DISCLAIMS TO THE FULLEST EXTENT PERMISSIBLE BY LAW, AND YOU WAIVE, ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE FUNCTIONS, MATERIALS AND CONTENT OF THE WEBSITE ARE NOT WARRANTED TO BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, AND PIKOS INSTITUTE MAKES NO WARRANTY THAT THE INFORMATION ON THE WEBSITE WILL BE ACCURATE, CURRENT OR RELIABLE OR THAT THE QUALITY ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE WEBSITE WILL MEET YOUR EXPECTATIONS. PIKOS INSTITUTE DISCLAIMS ANY RESPONSIBILITY FOR THE DELETION, FAILURE TO STORE, MISDELIVERY, OR UNTIMELY DELIVERY OF ANY INFORMATION OR MATERIAL. YOU ASSUME THE ENTIRE RISK OF LOSS AND DAMAGE DUE TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO THE COST OF REPAIRS OR CORRECTIONS TO YOUR HARDWARE OR SOFTWARE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AND AS A CONSEQUENCE SOME OF THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU.

11. LIMITATIONS OF LIABILITY.

YOUR USE OF THE WEBSITE IS ENTIRELY AT YOUR SOLE RISK. PIKOS INSTITUTE AND ITS RESPECTIVE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, LICENSORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OR LOSSES (INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, WHICH YOU MAY INCUR IN CONNECTION WITH THE USE OF, OR INABILITY TO USE, THE WEBSITE, EVEN IF CLASSMATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSS. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND AS A CONSEQUENCE SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

12. CHOICE OF LAW & VENUE.

The Terms of Use, your access and use of the Website and Services and the relationship between you and Pikos Institute is governed by the laws of the State of Florida, without giving effect to its conflict of law provisions. Pikos Institute and you both agree to submit to the personal and exclusive jurisdiction of the courts of the State of Florida. You are responsible for complying with local laws, if and to the extent local laws are applicable. Not withstanding the foregoing, Pikos Institute shall have the right to commence and prosecute any legal or equitable action or proceeding before any United States or non-United States court of competent jurisdiction to obtain injunctive or other relief in Pikos Institute's sole discretion. Regardless of any statute or law to the contrary, any claim or cause of action by you arising out of or related to use of the Website or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

13. MISCELLANEOUS TERMS.

Our relationship is not one of agency or partnership and neither you nor Pikos Institute shall be deemed to be a partner, employee, fiduciary, agent or representative of the other by your use of the Website. You may not assign or transfer your rights to any third party. The terms and conditions in the Terms of Use are severable. In the event that any provision is determined to be unenforceable or invalid, such provision shall still be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions. If Pikos Institute fails to enforce any provision of the Terms of Use it shall not constitute a waiver of such provision. The Terms of Use may be modified only by Pikos Institute posting changes to the Terms of Use on the Website. Each time you access the Website, you will be deemed to have accepted any such changes in effect at the time of access. We may assign our rights and obligations under the Terms of Use. This agreement will inure to the benefit of Pikos Institute’s successors, assigns and licensees. The failure of either party to insist upon or enforce the strict performance of the other party with respect to any provision of the Terms of Use, or to exercise any right thereunder, will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance; rather, the same will be and remain in full force and effect. The Terms of Use, the Additional Terms below, the attachments thereto, and the documents incorporated by reference, constitute the entire understanding between us regarding your access to, license and use of the Website and our Services, and they supersede any prior agreements, statements or representations with respect to the same.

 

Privacy Policy

Overview

Pikos Institute is committed to protecting the privacy of our members' personal information. The purpose of this policy is to inform you of Pikos Institute's practices in relation to the personal information that you provide to us when using registering for our services or our Site ('Your Information'), including:

  • Collection and Use of Your Information
  • Sharing Your Information
  • Security of Your Information
  • Changing or Correcting Your Information
  • A Note About International Users
  • Changes to Our Privacy Policy

This privacy statement applies solely to information collected by the Site. This Privacy Policy is incorporated into and subject to the terms of the Pikos Institute Terms of Service. Each time you use PikosInstitute.com, you signify that you have read, understood and agree to be bound by the Terms of Service, which incorporate this Privacy Policy. If you do not agree to the terms of this Privacy Policy, you must discontinue using the services on PikosInstitute.com and discontinue your membership.

COLLECTION AND USE OF YOUR INFORMATION

1. Registration

During the process of registering on the Site, you may be required to provide certain personal information, such as your name, mailing address, e-mail address, phone number, and password. Please keep in mind that, although your personal information will not be viewable by other members, once you are registered, your name will be displayed on the Site and you will no longer be anonymous to us. Once you have created your user name and password they will become non-transferable. Each password is unique to each authorized user and is non-transferable. Users will log into PikosInstitute.com using only their authorized user name and password.

2. Participation in Surveys

From time-to-time, we may request information from our users via surveys. When you participate in one of our surveys, we may request contact information (such as your name and e-mail address). Pikos Institute may conduct surveys in order to target advertising and content and to better understand members’ needs and opinions. Pikos Institute may share, in aggregate form, information it collects from these surveys with its advertisers, partners, affiliates and the general public, but will not share survey information containing personally identifiable information with any third party without prior consent. Participation in our surveys is completely voluntary, such that you have the choice of whether or not you disclose the requested information. However, we encourage our members to participate in these surveys as they provide us with important information that helps us to improve our services or services that may be offered on PikosInstitute.com or by our affiliates or third-party advertisers.

3. Using the Pikos Institute Forum

Information submitted to Forum is displayed publicly, so please exercise care in choosing what information you wish to disclose. We have the right, but not the obligation, to monitor any activity and content associated with the Forum section of the site.

4. When You or Third Parties Contact Us If you contact Pikos Institute by phone, email or letter, we may keep a record of such correspondence. Thus, if you report any issue with the site, we may retain such information in a file. Moreover, if you contact us through our feedback area, we require your name and email address in order to send you a response.

SHARING PERSONAL INFORMATION

1. Confidentiality

Pikos Institute will only share your information with others when we have your direct permission or under the circumstances described in this Privacy Policy. We will also limit access to your information to only those employees who we believe need to come into contact with that information to provide products or services to you or to do their jobs.

2. Third Party Advertising

The advertisements that appear on the Site are generally delivered through internal software operated by Pikos Institute. Pikos Institute has no control over the content or privacy policies of sites other than PikosInstitute.com, and therefore we encourage you to review such content and policies prior to submitting any personal information to them. We do share certain aggregate information, such as demographic information and the number of times that our members have viewed an advertisement, with our third party advertisers. This information is not linked with any personally identifiable information, and we do not provide any such information to third party advertisers.

Pikos Institute may use aggregated, statistical information to describe our membership and to establish advertising and other business relationships with third parties. Pikos Institute may serve you with targeted advertisements based on your personal and/or profile information, but Pikos Institute does not provide any of this personal information to any advertiser or any third party with the exception of those uses expressly disclosed in this policy. However, if you click or view an ad on our site then you consent to the likelihood that the advertiser will assume that you meet the targeting criteria, if any, used to display such ad and, as described above, you will be subject to the advertiser's privacy policy and information collection practices.

3. Service Providers

We may use a third party to provide specific services on our behalf, including sending e-mails to our members, conducting member surveys, processing transactions or performing statistical analysis of our services. In these cases, we may provide certain personal information, such as your name and e-mail address and other financial information necessary for the service to be provided. However, these third parties are required to maintain the confidentiality of this information and are prohibited from retaining, sharing, storing or using this information for any other purposes.

4. Affiliates and Business Transitions

Pikos Institute may share Your Information with its affiliates that are subject to privacy policies that protect your personally identifiable information from disclosure to third parties in a manner similar to this Privacy Policy. In the event that Pikos Institute goes through a business transition, such as a merger, acquisition, liquidation or sale of all or a portion of its assets, our members personal information will, in most instances, be part of the assets transferred. Members may be notified of any such business transition via e-mail and/or notice on the site.

5. Legal Matters; Protection of Rights, Property and Interests; Safety

We may, without your consent, access and disclose Your Information, any communications sent or received by you, and any other information that we may have about you or your account: as may be permitted or required by law, regulation, rule or court order; pursuant to requests from governmental, regulatory or administrative agencies or law enforcement authorities; or to prevent, investigate, identify persons or organizations potentially involved in, or take any action regarding suspected fraud, violations of our Terms of Service, or activity that appears to us to be illegal or may expose us to legal liability. Additionally, we may disclose Your Information in situations that we believe to be emergencies involving potential threats to the physical safety or any person or property if we believe that Your Information in any way relates to that threat.

CHANGING, CORRECTING OR REMOVING YOUR INFORMATION

Pikos Institute provides you with ways in which you can update Your Information. To make changes to Your Information, please login to the site and go to your account area. Here you may change such information as your name, mailing address, e-mail address, password and payment information. If at any time you wish to have your membership deleted from the site for any reason, send an email to info@PikosInstitute.com. Upon removal of membership, we may retain your information for a period of time in our internal databases and systems.

THE SECURITY OF YOUR INFORMATION

You may be required to use a password to access certain pages on the site where certain types of your information can be changed or deleted. Therefore, it is important for you to protect against unauthorized access to your password and/or emails which we may send you and to your computer. You take full responsibility for maintaining the confidentiality of your password. While we have implemented safeguards, you should be aware that Internet security technology changes rapidly. We are not able to guarantee that the safeguards we employ today can protect Your Information from future threats. You should be aware that regardless of our efforts, factors beyond our control may result in the disclosure of Your Information. Accordingly, we are not in a position to guarantee that Your Information will be secure under all circumstances.

A NOTE ABOUT INTERNATIONAL USERS

We collect, process and maintain Your Information in the United States, where privacy laws may not be comparable to those of your home country. If you are using the site from outside of the United States, by providing Your Information to us you are consenting to the transfer of Your Information to the United States for processing and maintaining in a manner consistent with this Privacy Policy.

CHANGES TO OUR PRIVACY POLICY

Pikos Institute may make changes to this policy from time to time if our information practices are modified or changed. We will notify you of any significant changes in the way we treat Your Information by sending a notice to the primary e-mail address specified in your account or by placing a prominent notice on the site for a period of not less than thirty (30) days prior to the change. We encourage you to periodically review this page for the latest information regarding our policies.

A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE 1-800-HELP-FLA OR ONLINE AT www.FloridaConsumerHelp.com, REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE." REGISTRATION #: CH60960